The World Bank has stated that throughout the implementation of the $800 million loan sanctioned by the bank as a subsidised palliative, people with disabilities may have the option of having cash delivered to them at home.
This information was provided in the Payment delivery methods for NASSP-SU on the World Bank website.
The paper states that individuals with disabilities have the option of having cash delivered to them at home or having someone else open an account on their behalf for the monthly cash transfer.
Part of the document reads, “Beneficiaries with special needs, e.g., people with disabilities, may appoint a representative person to open the account on their behalf, or the project will establish a dedicated process for in-cash home delivery.”
The document explained the need for multiple delivery channels to disburse support grants which is because about half of the surveyed benefiting population did not have a bank account.
It was, however, suggested that digital financial services should be deployed to drive financial inclusion, among other benefits.
“DFS could make regular and timely payments to beneficiaries, reaching the targeted beneficiaries. It ensures comprehensive coverage of the targeted population to prevent funds leakages and duplication of payments.
“It streamlines the cumbersome government procedures for processing cash transfers to beneficiaries.
“It can leave a tangible trace for funds flow that strengthens the transparency and accountability of cash transfer programmes. Leveraging DFS in income support could potentially prevent further economic fallout and strengthen recovery and financial stability.”
It was also revealed that beneficiaries can use deposited funds for cash out, electronic payment purchases, electronic transfers, or bill payments.
To reduce the cash turnover, the PSPs may encourage the customer to spend the funds on digital payment use cases.
“Whereas these processes are in place for the largest majority of beneficiaries, the ones with special needs, e.g., with a disability, may benefit from dedicated home cash delivery service”, it added.